ATM Fee Settlement: who qualifies, payout estimate and deadline

Q: How much could you get from the Visa and Mastercard non-bank ATM surcharge settlement?

Estimated: share of a $167.5M fund; amount set later. The notice describes it this way: Pro rata share of a $167.5M fund, based on the number of surcharged ATM transactions you claim; no per-surcharge amount published. Payouts vary; amounts shown are estimates. They can change, for example if more people claim than expected.

Q: What does the claim form ask for?

In general terms, the form asks for your name and contact details, such as your mailing address and email; a few questions confirming you are in the group covered by the settlement (for example, dates, places, purchases or accounts tied to the case); how you would like to be paid, such as by check or electronic payment. Some forms ask for extra details; the official claim form is always the final word.

Claim deadline: February 10, 2027

Estimated: share of a $167.5M fund; amount set later

People charged a surcharge (access fee) to withdraw cash from their deposit account using an ATM or pin-debit card at an independent (non-bank) ATM in the U.S.

Read the notice and file on the official claim site

We only list settlements that pay cash and apply to many people. How we choose.

This is a plain-language summary of the Visa and Mastercard non-bank ATM surcharge settlement. You may be owed money if you are in the group it covers. Any amount shown is an estimate.

Do I qualify for the Visa and Mastercard non-bank ATM surcharge settlement?

Read these questions. If you can answer yes to all of them, you may qualify. It takes about a minute.

You were charged a surcharge (access fee) to withdraw cash at an independent ATM in the U.S. (one not owned by a bank or financial institution).
You used an ATM or pin-debit card to withdraw the cash from your deposit account.
The withdrawal was between October 24, 2007 and August 14, 2026, and your bank did not fully reimburse the fee.

This is a quick self-check, not a ruling. The settlement administrator and the court decide who is eligible, and the official class definition controls.

How much could you get from the Visa and Mastercard non-bank ATM surcharge settlement?

Estimated: share of a $167.5M fund; amount set later.

From the settlement notice:

Pro rata share of a $167.5M fund, based on the number of surcharged ATM transactions you claim; no per-surcharge amount published

Payouts vary; amounts shown are estimates. They can change (for example, payments can be reduced if more people claim than expected).

What is the Visa and Mastercard non-bank ATM surcharge settlement deadline?

The claim deadline listed for this settlement is February 10, 2027. Always confirm the date on the official website before you file.

When will Visa and Mastercard non-bank ATM surcharge settlement payments be sent?

Payment dates are set by the court and the settlement administrator, and payments usually start only after the court gives final approval and any appeals are resolved. We do not know your payment date. Check the official settlement website for the final approval hearing and payment timing.

How to file a Visa and Mastercard non-bank ATM surcharge claim in 4 steps

Check you qualify. Go through the checklist above and the class definition on the official site.
Gather what the form asks for. Your name and contact details, such as your mailing address and email; a few questions confirming you are in the group covered by the settlement (for example, dates, places, purchases or accounts tied to the case).
File on the official site before February 10, 2027. Open the official claim site. Filing is free. We do not file for you from this page.
Save your confirmation. Keep any confirmation number or email so you can check on your claim later.

What does the claim form ask for?

In general terms, the claim form asks for:

Your name and contact details, such as your mailing address and email
A few questions confirming you are in the group covered by the settlement (for example, dates, places, purchases or accounts tied to the case)
How you would like to be paid, such as by check or electronic payment
Some forms ask for extra details; the official claim form is always the final word

How do I file a claim?

Claims are filed with the settlement administrator, not with Settlement Sidekick. Read the full notice and file on the official settlement website. We are not affiliated with the court, the company, or the administrator, and none of them endorses this page.

New to this? Read our guide: how to file a settlement claim.

Is this settlement real? Is the claim email legit?

Use the official settlement website linked on this page and compare it with the notice you received. We summarize public settlement information but cannot confirm that a particular email or letter sent to you is genuine. A real claim never asks you to pay a fee to get your money.

Get the app: coming soon to Google Play

Filing your claims for you is coming soon in the Settlement Sidekick app (Android app, coming soon to Google Play). This website only lists settlements and links to the official claim pages. When filing launches, Penny will fill in the official claim form with your own answers, and nothing will be filed without your OK.

Learn more about the app

Other open settlements

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Is this legal advice?

No. This page is a plain-language summary for general information only. Settlement Sidekick is not a law firm and does not give legal advice. For questions about your rights, talk to a lawyer or the settlement administrator.

Last reviewed October 31, 2026. Details come from the public settlement notice and can change; the official website is the source of truth.